You can get coverage by subscribing to the Policy if you are a FRiENDi mobile customer, active for the last 2 days and a Citizen or Resident of Oman between 18 years to 55 years as on your last birthday.
To subscribe to this Policy, just dial *380# from any mobile containing your FRiENDi mobile SIM and select the coverage option you want.
You have the option to be covered under the Policy for up to OMR 2,000 or OMR 4,000.
Your Policy coverage is active for 30 days from the date you first enrolled in the Policy via SMS.
Yes, your FRiENDi mobile account will be charged every 30 days depending on the cover you choose, unless you choose to Opt-Out or for some reason there is no adequate balance in your account.
If you decide to stop your insurance coverage, just dial *130*3# from your FRiENDi mobile SIM to cancel your auto renewal. Your coverage will end on the last day of your current coverage period.
We protect you in the event of sustaining bodily injuries resulting solely and directly from an accident caused by EXTERNAL, VIOLENT & VISIBLE means, resulting in death or permanent total disability within 30 days of the accident.
Any bodily injury that totally, irrecoverably and absolutely prevents you from engaging in any kind of occupation. For example, total and irrevocable loss of a limb is also called Total Disability.
Orient Insurance Oman.
An accident may include events like:
All of the above must lead to accidental death and or permanent disability, however this list is only illustrative and not exhaustive.
For permanent total disability:
For accidental death:
Any claim needs to be submitted within 30 days of an accident to email@example.com and should include details about your coverage ID along with your phone number.
You will find your coverage ID in the confirmation SMS you received when subscribing to this policy.
No. Only accidents leading to death or permanent disability are covered under this Policy.
No. The coverage under this Policy is WORLDWIDE subject to certain exclusions. Any claims however will be paid out in Omani Riyals only.
Validated claim benefits under the Policy will paid to the beneficiary account via a wire transfer or cheque in Omani Riyals
No. This is only an accident and permanent total disability policy. This Policy is not a health or medical policy.
The maximum amount payable per life is OMR 4000 irrespective of multiple SIM cards. You may only enroll once under the Policy.
By opting into the Policy you explicitly agree that we may share with the insurance provider your coverage ID, date of enrolment, coverage option, and confirmation that you were an active subscriber on our network if/when a claim arises for which you claim a benefit under the Policy.
Your coverage ID is a unique subscription number that is automatically generated when you opt into the Policy and will be sent to you via SMS.
You are solely responsible for submitting the required information, which may include your personal information and any claim related information, directly to the insurance provider.